Credit (finance)

Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.

Credit does not necessarily require money. The credit concept can be applied in barter economies as well, based on the direct exchange of goods and services. However, in modern societies, credit is usually denominated by a unit of account. Unlike money, credit itself cannot act as a unit of account.

Movements of financial capital are normally dependent on either credit or equity transfers. Credit is in turn dependent on the reputation or creditworthiness of the entity which takes responsibility for the funds. Credit is also traded in financial markets. The purest form is the credit default swap market, which is essentially a traded market in credit insurance. A credit default swap represents the price at which two parties exchange this risk – the protection seller takes the risk of default of the credit in return for a payment, commonly denoted in basis points (one basis point is 1/100 of a percent) of the notional amount to be referenced, while the protection buyer pays this premium and in the case of default of the underlying (a loan, bond or other receivable), delivers this receivable to the protection seller and receives from the seller the par amount (that is, is made whole).

Credit (creative arts)

In general, the term credit in the artistic or intellectual sense refers to an acknowledgement of those who contributed to a work, whether through ideas or in a more direct sense.

Credit in the arts

In the creative arts, credits are an acknowledgement of those who participated in the production. They are often shown at the end of movies and on CD jackets. In film, video, television, theater, etc., credits means the list of actors and behind-the-scenes staff who contributed to the production.

Credit in writing

Non-fiction

In non-fiction writing, especially academic works, it is generally considered important to give credit to sources of information and ideas. Failure to do so often gives rise to charges of plagiarism, and "piracy" of intellectual rights such as the right to receive a royalty for having written. In this sense the financial and individual meanings are linked.

Academic papers generally contain a lengthy section of footnotes or citations. Such detailed crediting of sources provides readers with an opportunity to discover more about the cited material. It also provides a check against misquotation, as it's easy for an attributed quote to be checked when the reference is available. All of this is thought to improve integrity of the instructional capital conveyed, which may be quite fragile, and easy to misinterpret or to misapply.

Agkistrodon piscivorus

Agkistrodon piscivorus is a venomous snake, a species of pit viper, found in the southeastern United States. Adults are large and capable of delivering a painful and potentially fatal bite. When antagonized, they will stand their ground by coiling their bodies and displaying their fangs. Although their aggression has been exaggerated, individuals may bite when feeling threatened or being handled. This is the world's only semiaquatic viper, usually found in or near water, particularly in slow-moving and shallow lakes, streams, and marshes. The snake is a strong swimmer and will even enter the sea. It has successfully colonized islands off both the Atlantic and Gulf coasts.

The generic name is derived from the Greek words ancistro (hooked) and odon (tooth), and the specific name comes from the Latin piscis (fish) and voro (to eat); thus, the scientific name translates into “hooked-tooth fish-eater”. Common names include variants on water moccasin, swamp moccasin, black moccasin, cottonmouth, gapper, or simply viper. Many of the common names refer to the threat display, where this species will often stand its ground and gape at an intruder, exposing the white lining of its mouth. Three subspecies are currently recognized, including the nominate subspecies described here. Its diet consists mainly of fish and frogs but is otherwise highly varied and, uniquely, has even been reported to include carrion.

Congo (song)

"Congo" was the first single from the Genesis album ...Calling All Stations..., released in September 1997. The single marked the debut of Ray Wilson as the lead vocalist for the band. It was a hit across Europe.

Details

The song is not about the African country, but rather about two people who cannot get along with each other, leaving them to want to be rid of each other and as distant as possible. Musically, the song opens with a Caribbean drum beat while an African-style tribe is heard chanting "Congo the Congo", before the song launches into a darker guitar-driven melody. The album version features an alternative synthesizer ending that fades out, while the single version has an earlier fade-out that excludes the ending.

Music video

The music video, directed by Howard Greenhalgh, features industrialised imagery, with the band playing in a heavily guarded shipyard manned with slave labour. Massive water cannons are used to control uprisings, and the band is doused with water quite often throughout the video. The video was shot at the Mediterranean Film Studios in Malta.

Democratic Republic of the Congo

Coordinates: 2°52′48″S 23°39′22″E / 2.88°S 23.656°E / -2.88; 23.656

The Democratic Republic of the Congo (/ˈkɒŋɡoʊ/; French pronunciation: ​[kɔ̃ɡo]; French: République démocratique du Congo), also known as DR Congo, DRC, DROC, RDC, Congo-Kinshasa, or simply Congo is a country located in Central Africa. From 1971 to 1997 it was named Zaïre. The DRC borders the Republic of the Congo, the Central African Republic, and South Sudan to the north; Uganda, Rwanda, Burundi and Tanzania to the east; Zambia and Angola to the south; and the Atlantic Ocean to the west. It is the second largest country in Africa by area, the largest in Subsaharan Africa, and the eleventh largest in the world. With a population of over 75 million, the Democratic Republic of the Congo is the most populated officially Francophone country, the fourth most populated nation in Africa and the nineteenth most populated country in the world.

The Congolese Civil Wars, which began in 1996, brought about the end of Mobutu Sese Seko's 31-year reign and devastated the country. The wars ultimately involved nine African nations, multiple groups of UN peacekeepers and twenty armed groups, and resulted in the deaths of 5.4 million people.